Service Areas
Where Leah Works
I am licensed in Ontario and work with clients across the province, with most of my day-to-day work in the Greater Toronto Area. These pages exist to answer the practical local questions — how a property is likely to be valued, what a specific service involves and how to start.
By region
Regional pages
Start broad, then narrow to the service you actually need.
By city
City and service pages
Each page covers one service in one city, written for that decision rather than as a template.
Toronto
Condominium and freehold financing questions, valued and reviewed on different terms.
Richmond Hill
Equity and restructuring conversations, with in-person appointments available nearby in Markham.
Mississauga
Condominium, townhouse and freehold contexts, with the valuation questions set out plainly.
One office, province-wide service
Most conversations happen by phone, email or video, which works well wherever you are in Ontario. When meeting in person makes more sense, appointments are available at the CanadaLend office in Markham. There are no other offices, and I do not claim a local presence in cities where I do not have one.
How these pages are organised
- Ontario — what applies province-wide and which service fits which goal.
- Greater Toronto Area — the questions that come up most for GTA homeowners.
- City pages below — one service at a time, written for that specific decision.
Nothing on these pages is an approval, a rate quote or advice specific to your circumstances. Availability and terms depend on the borrower, the property and the lender.
This article is general information only. It is not a mortgage approval, a rate quote, or individualized financial, tax or legal advice. Terms, availability and eligibility depend on the borrower, the property and the lender.
Who you would be speaking with
Leah Kadikoff, Mortgage Agent Level 1, License #M25003170. I work with clients across Ontario, with most of my work in the Greater Toronto Area.
Meetings are available by appointment at the CanadaLend office — North Tower, 675 Cochrane Dr, Suite 110, Markham, ON L3R 0B8. Most conversations happen by phone, email or video.
Leah Kadikoff · Mortgage Agent Level 1 · License #M25003170 · Powered by CanadaLend · FSRA #11384
FAQs
Questions about working together
My city is not listed — can you still help?
Yes. I work with clients across Ontario. The city pages here cover the two services asked about most often; if your situation or location is different, start a conversation and we will take it from there.
Do you have offices in Toronto, Richmond Hill or Mississauga?
No. The only office is the CanadaLend office in Markham, where meetings are available by appointment.
Does my location change the mortgage rules that apply?
The qualification rules are federal and provincial, so they do not change by city. What can differ is how your property is valued and which lenders will consider it.
Next step
Ready to talk through your options?
Send a short note or a few details and Leah will follow up personally.

